Switzerland Capital Deposit Account

When a Swiss AG or GmbH is formed with cash capital, the subscribed capital is generally paid into a blocked capital contribution account before registration in the Commercial Register. The bank then issues the confirmation needed for the incorporation process.

Coutts Consultants can help coordinate this banking step with a suitable Swiss provider as part of the company formation or capital-increase process.

Why the account is needed

The capital deposit account is a temporary blocked account used to hold the company's share capital during incorporation or a capital increase.

After registration, the deposited capital can be released to the company in accordance with the bank's requirements and the incorporation documents.

AG and GmbH formations

The account is commonly used for Swiss stock corporations and limited liability companies, with the amount deposited following the capital requirements and formation structure.

The banking documents should match the founders, company name and incorporation documents being prepared for the notary and Commercial Register.

The bank still carries out its checks

Even though the account has a specific incorporation purpose, the bank will still identify the founders and beneficial owners and carry out its normal compliance checks.

International ownership can therefore require additional documents and source-of-funds information.

How Coutts Consultants can help

We coordinate the company formation information, help prepare the banking documents and introduce the founders to a suitable provider offering capital deposit accounts.

The Swiss bank provides the account and deposit confirmation and makes its own onboarding decision.