UAE Merchant Services

Businesses selling online, in shops or directly to customers need a reliable way to accept card and digital payments. The right merchant facility depends on what the company sells, where its customers are located, average transaction values and how quickly goods or services are delivered.

Coutts Consultants can help eligible UAE businesses prepare for merchant onboarding and introduce them to a suitable third-party payment provider where an appropriate route is available.

For online and physical businesses

Merchant facilities can support website payments, payment links, card terminals, recurring payments and other payment methods depending on the provider.

We look at the sales model and customer journey before considering which type of provider is suitable.

What providers look at

Providers can ask about expected turnover, average transaction size, refunds, delivery times, customer locations and previous processing history.

New businesses may need forecasts and website or contract information, while established merchants may be asked for processing statements.

Specialist businesses may need specialist routes

Some sectors or payment profiles fall outside the appetite of mainstream providers but may be considered by specialist providers.

Where a legitimate route exists, we present the business accurately. We do not disguise the activity or attempt to avoid the provider's underwriting checks.

How Coutts Consultants can help

We review the merchant's requirements, help prepare the application information and introduce the business to a suitable third-party provider.

The provider decides acceptance, pricing, settlement arrangements and any reserve requirements.